At Triumph Financial Strategies, we believe everyone should have access to well-planned strategies that help you “Triumph Financially.”

As independent licensed agents, we consider our relationships as a partnership.

Our objectives are transparent, helping our client to implement financial strategies that enable them to achieve their financial goals and objective in life.

In planning to meet their financial goals, we design strategies to help them reduce stock market and taxation risk to increase their net spendable cash during their working and retirement years.

When it comes to planning for a strong financial future, having good financial vehicles is important, but having effective strategies is essential. Consider this analogy; if you purchase the highest quality materials for building a house, and hire a carpenter with only moderate skills, you’re probably not going to get the quality house you hoped for. When it comes to financial planning and wealth accumulation, effective strategies help you accumulate, protect, and maintain that wealth. How much you earn is not as important as how much you get to keep.

The most effective wealth accumulation strategies provide you an advantage during the wealth accumulation, distribution, and transfer stages.

The most effective wealth strategies will include 3 Key Tax-Advantages that are compliant with Internal Revenue Codes (72(e), 7702, and 101):

1. Tax-Deferral Accumulation Stage; during the wealth accumulation years – the best strategies may reduce and/or avoid taxation risk indefinitely. Tax Risk is the risk that governmental entities may increase the tax rate significantly to pay high national or state debt. During your working and wealth accumulation years your tax rate may have been at a lower rate (i.e. 22%), however those rate could increase (i.e. 30%) and consume a significant portion of your accumulated wealth.
2. Tax-Free Distribution Stage; during your working and/or retirement years – the ability to use your wealth as a funding source for business, personal, supplemental retirement income.
3. Tax-Free Transfer Stage; tax-free transfer of your wealth as an inheritance for your designated beneficiary (family, friend(s), etc.) upon your death.

For a free Financial Wellness Webinar and Financial Needs Analysis, contact us to schedule a meeting with a licensed agent.